NATIONAL SAVINGS.(Business)

B = Rates tiered: [pounds sterling]20 ... 0.2%; [pounds sterling]25k ... 0.3%.

C = Rates tiered: [pounds sterling]500 ... 1.46%; [pounds sterling]25k ... 1.76%.

E = Rates tiered: [pounds sterling]100 ... 0.3%; [pounds sterling]10k ... 0.45%; [pounds sterling]50k ... 0.7%. F = Fixed rate. G = Overall guaranteed compound rate.

H = Operated by internet or phone.

I = Plus inflation.

M = Maximum annual deposit [pounds sterling]5,340.

OM = Interest paid on maturity.

All rates are shown as AER. All rates and terms subject to change without notice. National Savings: 0500 500000.

National Savings and Investments usually offers Guaranteed Income Bonds and Guaranteed Growth Bonds. These provide either a guaranteed rate of return or a monthly interest at a guaranteed rate. Both these products were withdrawn by NS&I recently and there are no new issues on offer. We will list details of these bonds in the Stats Station once new issues are made available. Savers can register for details of new bond issues by signing up at nsandi.com. Returns on Index-Linked Savings Certificates are tax-free, making them particularly attractive to higher-rate taxpayers. Savers who already have any of the above accounts in force will be written to as their bonds or certificates approach maturity. and will be offered a follow-on deal with comparable terms.

Source: MONEYFACTS moneyfacts.co.uk